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EARN AND LEARN SAVINGS

Preferred rates to boost savings for young members

Jump-Start the Savings Habit

The Foundation for a Successful Financial Future

Saving is a habit that pays over a lifetime. Whether you’re planning for the future, working toward a class trip, or just saving up for the latest game, the most important thing is to get started. We want to make it as easy and rewarding as possible.

Earn – Up to 3.00% APY1

With an Earn and Learn account, members age 21 and younger get a rate boost on their first $1,000 saved! Earn 3.00% APY on average daily balances between $5 – $1,000. (Remaining balances over $1,000 earn 0.20% APY.)

Learn – Rewarding Financial Knowledge

Members age 13 and up can take their learning (and earning) even farther with Zogo. Make playing Zogo part of your routine to learn age-appropriate financial content in fun, bite-sized chunks. Plus, you’ll earn points that can be redeemed for your choice of gift card! Learn more about Zogo.

Great Choice For:

  • Jump-starting savings for members age 21 and under
  • Maximizing returns on early savings and gifts
  • Great complement to Youth CDs as part of a long-term savings plan

Other Resources

Disclosures

1- APY= Annual Percentage Yield; $5 minimum deposit required to open account and $5 average daily balance required to earn interest. 3.00% APY earned on average daily balances of $5-$1,000; 0.20% APY earned for additional balance over $1000. APY effective June 1, 2025, and subject to change. See rates page for current rate information. For a complete deposit account disclosure, stop by a local branch or call our Member Contact Center at 800-325-9905. Earn and Learn Savings available to members age 21 and younger with an existing Junior Account savings, Financial Youth Group savings or Young Adult Financial savings account.