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MONEY MARKET ACCOUNTS

A smart option that blends flexible access with higher earnings on your higher balances.

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Money Market At A Glance

Earn More on Higher Balances

No Monthly Fee

$1,000 Minimum Balance

Flexible Access

SELECT MONEY MARKET SPECIAL 4.00% APY*

$100,000 Minimum. New Money only*

Visit your nearest location or call us to start saving today!

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What Is a Money Market Account?

A money market account blends flexible access with higher rates to help your money work harder for you. The minimum balance starts at $1,000, and rates grow for higher balances, so the more you save, the more you earn!

Flexible Access

Similar to a checking account, you can access your funds at any time. Deposit, withdraw, or transfer funds as needed online, by phone, or in branch. Keeping at least a portion of your savings easily accessible is an important part of a healthy financial plan.

Earn More On Higher Balances

Our money market accounts offer tiered rates that reward higher savings balances. This means that as your balance grows, your funds over each threshold earn the higher rate. See our rates page for current tier and rate information.

Money market accounts compound interest daily and pay out monthly. Interest is compounded daily on balances of $1,000 or more. (Interest is not compounded on days when the average balance drops below this amount.)

When you open a money market account with us, you are not just gaining a financial tool—you’re joining a community that is focused on your financial well-being.

Great Choice For:

Saving for short-term goals and larger purchases
Maximizing your existing emergency fund
Maintaining a healthy reserve of easy-access funds to balance your longer-term investments.

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Disclosure:

*APY=Annual Percentage Yield. Membership Eligibility Required. Rates subject to change. Fees could reduce earnings – see current Service Charge and Fee Schedule for details. You may forfeit interest if you close any interest-bearing account before accrued interest is credited. Interest is calculated using the daily balance method and is compounded daily and credited on the last day of each month.

*Money Market Account interest is compounded daily and paid monthly. APY=Annual Percentage Yield. Assumes interest is reinvested and rate continues for a year. Fees listed on the Service Charge and Fee Schedule could reduce earnings on the account. You may forfeit interest if you close any interest-bearing account before accrued interest is credited. Interest is calculated using the daily balance method and is compounded daily and credited on the last day of each month. Together Credit Union reserves the right to discontinue specials or adjust product rates at any time. "New Money" is defined as funds not currently on deposit with Together Credit Union and not on deposit within the 30 days prior. Interest calculates as follows: balances below $100,000 will earn 1.56% APY; balances $100,000 and above will earn 4.00% APY. APY assumes interest is reinvested and rate continues for a year. Fees listed on the Service Charge and Fee Schedule could reduce earnings on the account. You may forfeit interest if you close any interest-bearing account before accrued interest is credited. Interest is calculated using the daily balance method and is compounded daily and credited on the last day of each month. Together Credit Union reserves the right to discontinue products at any time. Minimum opening new money deposit is $100,000. APY is effective as of 10/6/2025. APY is variable and subject to change at the Credit Union’s discretion after account opening.