1) All loans subject to credit approval. Membership eligibility required. Must maintain at least a $5 balance in a savings account for membership. Free myCITY+ membership is a benefit to Together Credit Union CITY SC Visa Credit and Debit Cardholders, brought to you through an agreement between Together Credit Union and St. Louis CITY SC (STL CITY SC). All benefits of myCITY+ are provided directly by STL CITY SC, which is solely responsible for program content, terms and conditions, and policies. Privacy and security policies may differ from those of Together Credit Union. STL CITY SC myCITY+ Program requires manual activation through the STL CITY SC mobile app. Benefits subject to change at any time. Exclusions may apply.
2) 10,000 Bonus points after $1,000 net purchases made in the first 90 days after account opening. Net Purchases are purchases minus any credit/returns. Cash Advances do not earn points nor count as a purchase. Account must be open at the end of the 90 days for bonus points to be added. This offer is not valid on any existing accounts or accounts that transferred from an existing account. Purchases must post to your account during the promotional period. Bonus points are not available if you already received a new cardmember bonus for any other Together CU credit card, or if you have closed any of these accounts, in the past 24 months. Merchants self-select transaction categories and may be owned by other companies, therefore transactions may not be counted in the category you might expect.
3) Annual Percentage Rate (APR) for Purchases: 13.15% to 23.15% , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 13.15% to 23.15% , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member.
