Value Plus Auto Loans – Affordable, Flexible, Yours
Get the freedom of a lease with the benefits of ownership. Together Credit Union’s Value Plus loan offers lower monthly payments and flexible options at the end of your term.
How it works:
- Lower monthly payments compared to traditional loans
- Trade in the vehicle at any time
At the end of your term, choose to:
- Refinance the remaining balance
- Pay it off and keep the car
- Or turn it in and walk away
Benefits:
- Low monthly payments with no down payment or upfront fees
- Vehicle ownership (titled in your name)
- No higher insurance premiums
- Options to Sell, Trade, Refinance, or Pay Off at any time
- No early termination fees
- Return vehicle at loan maturity and simply walk away
- Annual mileage options: 7,500 | 10,000 | 12,000 | 15,000 | 18,000
Eligible for new and pre-owned vehicles up to five years old, with financing up to 72 months.
See How Low Your Payment Could Be:
Use our Calculator to build your car from home and see how low your monthly payment could be.
Auto Buying Resources
Myth #2: Applying for an auto loan will hurt your credit. Learn the truth about car loans here.
Refinancing your auto loan can save you money and change your loan term to fit your current needs.
Your credit score is quite important. It impacts where you live and could even determine whether you secure your dream job.