HOME LOANS

Affordable and simple options to help you find your dream home.

Affordable Mortgage Solutions for Every Homebuyer

At Together Credit Union, we're here to help you achieve your dream of homeownership with a range of affordable mortgage options. Whether you're a first-time homebuyer or looking to refinance, we offer personalized solutions designed to meet your unique needs.

Our dedicated Mortgage Team is here to help guide you in your path to homeownership with

Personalized support and local loan servicing
Competitive Interest Rates
Low down payment and no PMI options
Easy online application process
First-Time Homebuyer, Conventional, FHA, Community Contributor, Union Member, and Refinance options available

First Time Homebuyer

Our First Time Homebuyer program offers low rates and flexible terms so you can focus on finding your new home.

Up to 100% Financing, no private mortgage insurance (PMI), no origination fees or lender closing costs

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Community Contributor

A special loan designed for the everyday heroes who give so much back to our community

Low down payment, no PMI, available to first responders, military healthcare professionals, teachers and more

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Union Member Mortgage

A loan for dedicated union members looking to achieve the dream of homeownership

Low down payment, no PMI, available to union members who serve the local community, military healthcare professionals, teachers and more

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Doctor Loan

Qualifying medical professionals can access affordable loans to serve those who serve others.

Low or no down payment options, flexible consideration for student debt, no PMI

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FHA

Puts homeownership within reach with low down payment options and flexible terms.

Affordable option for first time homebuyers, government-backed, lower down payments, flexible qualifying guidelines.

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Home Equity Loans

Tap into your home's equity with refinancing options that can unlock potential for your needs.

Affordable rates, consolidate debt, home improvement options, flexible access to funds

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Meet your Mortgage Team

Helping you achieve your dream of homeownership

Meet the Team

Current Mortgage Rates

See our latest rates

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Calculate Your Monthly Payment

See what your monthly home payment will be

Check your Monthly Payment

Here's What Our Members Are Saying

"Thank you Together CU for making our home buying process quick and painless. Our Mortgage Loan Officer Sandy Gardner was wonderful, and easily worked around both of our hectic work schedules. She was quick to respond to voicemails, emails and even text messages – at all hours of the day. When our quoted rate dropped, she immediately reached out to us so that we could lock in the new rate. And thank goodness she did! The next day the rate went right back up.

I am happy to say that we are all moved into our new home and I cannot wait until our two new bundles of joy will join us."

Jake, Liz and Babies P.

A woman leaning on a man while they sit on a couch.

Get Started Today

Ready to take the next step toward homeownership? Apply online or reach out to one of our friendly mortgage loan officers to get started with personalized options just for you . We're here to help you make your dream home a reality!

Meet the Mortgage Team