
Loan Protection Options
Your Financial Well-Being Matters
Your financial well-being is important to us. If you have your auto loan with Together Credit Union, we can provide extra cushion during the difficult times.
GAP Plus
Guaranteed Asset Protection (GAP)¹ from Together Credit Union helps protect you if your car is totaled or stolen and the insurance payout is less than what you owe. Since vehicles can lose over 20% of their value in the first year, GAP covers the difference, so you're not stuck paying for a car you no longer have. Plus, GAP Plus can reduce your loan balance by $1,000 toward your next vehicle. Our Deductible Assistance feature also helps if your car is damaged but not totaled—covering your deductible amount and applying it to your loan balance. Stay protected with GAP!
Debt Protection
Protect your financial well-being with Debt Protection Coverage² from Together Credit Union. In the event of unexpected life changes—such as disability, involuntary unemployment, or death—Debt Protection can help cover your loan payments, reducing the financial burden on you and your family. With flexible plan options, you can choose coverage that fits your needs and provides peace of mind during challenging times. This coverage helps maintain your credit rating and protects your assets when the unexpected happens. Safeguard your future and keep your finances on track with Debt Protection Coverage.
Mechanical Repair Coverage
Protect your vehicle from unexpected repair costs with Mechanical Repair Coverage (MRC)³ from Together Credit Union. MRC helps cover the cost of major mechanical breakdowns beyond your manufacturer’s warranty, including engine, transmission, and other essential systems. With various plan options, you can choose the coverage that best fits your needs. Benefits include 24/7 roadside assistance, rental reimbursement, and nationwide repair facility access. Plus, MRC is transferable if you sell your vehicle, adding value to your investment. Drive with confidence knowing you're protected from costly repairs—ask about MRC today!